Express Real Estate Funding
Private Money Lender In Texas
We offer fast and reliable financing options tailored to your needs, whether you're fixing and flipping properties, purchasing cash-flowing rentals, building from the ground up, or seeking bridge funding.
As your trusted partner, we're dedicated to being your advocate and resource, providing the capital you need to succeed in private asset-based real estate investments.
When Banks Say No We Say Yes!
ask us anything!
Got questions? We're here to help! Whether it's about mortgage rates, plans, or the process, feel free to ask us anything. We're ready to guide you every step of the way!
346-456-7890
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Get Your Personalized Lending Quote Today!
what we offer ?
Elevation To Your Investments
we streamline the lending process to make your dreams a reality. Our tailored solutions and expert support ensure a smooth journey, empowering you to achieve your goals with confidence.
Fix & Flip Loans
Fix & Flip Loans allow you to purchase a home before selling your current one. They provide quick access to funds, making your transition easier.
Fast Approval: Get funds quickly to secure your new home.
Flexible Solutions: Tailored to meet your specific needs.
Easy Transition: Simplifies the process of moving between properties.
Buy & Hold/DSCR Loans
Buy & Hold/DSCR Loans help you finance investment properties, making it easier to generate rental income.
Tailored Financing: Custom loans for investment properties.
Competitive Rates: Favorable terms for better returns.
Expert Support: Guidance throughout the process.
New Construction Loans
New Construction Loans enable you to finance property abroad, making international investments accessible.
Global Financing: Tailored solutions for international properties.
Expert Assistance: Guidance through cross-border transactions.
Flexible Terms: Competitive options for overseas investments.
Transactional Funding
Our consultation services provide personalized guidance to help you navigate the mortgage process effectively.
Expert Advice: Tailored mortgage strategies for your needs.
Comprehensive Reviews: In-depth analysis of your financial situation.
Ongoing Support: Assistance at every step of your journey.
why choose us?
Building Foundations for a
Brighter Future
Home Purchase
Refinance
Loan Options
Client Satisfaction
Personalized Solutions
Exceptional Customer Service
Your Journey to Homeownership Starts Here
we simplify the journey to homeownership. Our dedicated team is here to guide you through every step, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
Personalized Lending solutions tailored to your needs.
Expert guidance throughout the entire buying process.
Competitive rates to help you save on your investment.
how it works
Partnering in Your Real Estate Success
Apply
Start with our free online application and provide supporting documents. Eagle Point Lending’s team will quickly evaluate your information to determine your preliminary loan terms.
Offer & Underwriting
We'll present you with a loan offer that’s tailored to your investment needs, detailing loan amounts, rates, and terms. Our loan officers are ready to address any questions, ensuring you have a complete understanding of your loan details.
Finalize & Closing
Agreeing to the terms, you'll sign a clear, transparent loan agreement. We conduct final checks efficiently, and once approved, we move swiftly to close and disburse your funds.
Testimonials
— Michael R.
I had an incredible experience with them. The team was attentive and helped me navigate the loan process smoothly. Thanks to their expert guidance, I was able to secure my dream home without any hassle. Highly recommend!
— Sarah T.
The support I received from them was outstanding! They took the time to understand my needs and found the perfect financing solution for my investment property. I couldn't have done it without them!
General FAQ
What is private money and why is it used?
Private money loans are a form of financing that is used to purchase or refinance investment real estate that may not conform to conventional underwriting standards. They are asset-based loans through which a borrower receives funds secured by real property. With a relationship focus on building Real estate investors use Express Real Estate Funding primarily for speed, higher leverage, and greater flexibility. focus and reliability.
What type of investor uses Real Estate Express Funding?
All types – from new investors to very experienced investors, and from those buying rentals to those buying properties to flip. Anyone wanting to use leverage and put less of their own money down on a purchase.
What loan documentation is required?
The pre-approval letter will list the required documentation for your loan request. This will include much of the same documentation that a bank would require at the beginning of the loan process. Express Real Estate Funding uses a common-sense approach to the underwriting process to examine the experience and capacity of each borrower, and acts as the borrower’s advocate. There is flexibility in the documentation requirements and the primary objective is to help each investor accomplish their investment objectives.
Are there minimum credit requirements?
While credit history is reviewed, it is not the primary component of the loan decision, and many borrowers with damaged credit are able to be approved. Approvals are based on the quality of the property, the experience of the borrower, and the overall likelihood that the project will be successful.
What is a “Point”?
A “Point” is a fee on a loan that is incurred at the time of funding, also known as an Origination Fee. A point is equivalent to 1% of the total loan amount.
Do you require insurance?
Yes. Every property is required to carry title, hazard, and flood insurance.
Do you charge pre-payment penalty?
Typically prepayment penalties are not chareged on Fix and Flip loans.
Do you require an appraisal?
Yes, an appraisal is required that will value the property subject to the rehab or construction budget. This appraisal can be a valuable tool when the property is sold or refinanced into a long-term loan.
Will Express Real Estate Funding inspect the property?
Yes. At a minimum, the property will be inspected by the real estate appraiser during the appraisal process. There will be a property inspection during each draw process.
Thank you for choosing us. We are dedicated to helping you achieve your goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!
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